Where to Ski in Utah

Where to Ski in Utah? There are so many places to choose from, not only are we a fabulous place to live but we have a wide variety of activities year round for people to enjoy …. Like SKIING! As I sit here on this snowy Sunday my thoughts go to Ski season. While we are not quite ready, my son and daughter need new ski boots and my son wants new skies and of course my daughter wants a new outfit (yes skiing can be expensive too) I can’t wait to hit the slopes.Back in 2006 my son is almost 16 now and my daughter almost 13 wow times goes by so fast OLYMPUS DIGITAL CAMERA

First off let me start by saying I grew up in Washington State. I never skied until Senior Skip day and after that a few times in college. I truly didn’t start skiing until we moved to Utah 11 years ago. Matter of fact I think while I can get down the blue runs no problem and the black runs every so slowly I am in fact no “fun to watch” although it maybe funny….. My son will fly by and say mom you are going way tooooo sloooooooooow… I have to laugh because you know what…. it hurts to crash and I would rather go slow and make it down then crash and get hurt. I guess getting older has its benefits when it comes to some thought processes. Speaking of older this picture was taken in 2006 my kids are now almost 16 and 13! yikes!!! *

Our favorite location is Alta. We are a family of skiers. We do not snowboard and Alta is one of the few places where it is still Skiers only. It only takes us 20 minutes from the minute we sit our buns down in the car to the minute we sit on a chair lift and are on our way up the mountain. We are very lucky to live so close to our favorite winter place.

So when does the 2013-2014 season start? NOVEMBER 22nd!! is the plan weather permitting and if it keeps snowing like today, we will be up there enjoying the season by then.

For ticket information, times, pricing and all the important information you will need to know about Alta go visit their site or their youtube channel! LOVE IT.

Oh another thing! in the summer months Alta has some great hiking trails… so if you are into Hiking, I’ll write more about those later.

Enjoy! and I’ll see ya on the slopes!

*interested in living somewhere affordable and so close to world class skiing? I’d love to help!

Looking for a preschool in Murray Utah

Are you looking for a Murray Utah Preschool check out Little Learners ? A good preschool is hard to find.  As a parent I know how hard it is to watch your child grow up and start to let them go to school.  Preschool was such an important step for my children.  Fundamental in their social, emotional and academic growth.  They were super excited as we walked up to Preschool for the first time, while I shed tears as I turned and walked away.  That was a long time ago, my kids are not 11 and 14.  Middle school and High School, time has flown by so fast……

Anyways, back to Little Learners Preschool located in Murray Utah.

 

Below is a little snippit of what Little Learners Preschool is all about! Check them out!!!   ITS NOT TOO LATE!! CALL TODAY 

(385) 202-4182

Little Learners Preschool 
@ Studio 56 Dance Center

Our primary objective is to offer preschool program that incorporates 45 minutes of structured physical activity into its daily schedule.  Our academic preschool includes our Preschool Dance and Tumbling program.  We focus on developing your child’s social, emotional, physical and intellectual skills.  Our goal is to develop lifelong fitness and learning habits for your child.  Our academic curriculum is creative, exciting and challenging.  We offer individualized instruction based on a developmental level.  We value our small class sizes for valuable hands on learning (12 students MAX, with a 8 to 1 ratio).  Our instructors are well qualified, experienced and want every student to succeed! 

 

 

REGISTER NOW FOR 2012-2013!Murray Utah Preschool Little Learners

2012-2013 School Start Dates: 

September 4th for 3yr old class

September 5th for 4yr old class 

15 Benefits of Working With A Buyers Representative

  1. Locating suitable properties
  2. Previewing Properties
  3. Verifying the properties condition
  4. suggesting necessary inspections by experts
  5. Helping buyers determine what they can afford based on Lender Preapproval
  6. Verifying property taxes and utilities
  7. Verifying the value of the property
  8. Advising clients on structuring an offer
  9. Presenting the offer to the sellers representatives
  10. Negotiating favorable contract terms for the buyer
  11. Explaining Legal documents needed for closing and helping secure them
  12. Assisting in securing financing, consulting with the lender
  13. Assisting buyers and their attorney in clarifying title, zoning, building codes and access easements
  14. Referring them to qualified vendors
  15. Analyzing the future salability of the property

A Buyers Agent needs to have perserverance and great negotiating skills.

Like to know what your Salt Lake County Real Estate home would sell for?  Call 801.580.5624

Want to find a home: Free home search:  http://SaltLakeAreaHomeSearch.com

Kim Boekholder

Broker, Results Real Estate

ps. Procrastination keeps more people from ever reaching their dreams than anything else.

 

Buying a home in Salt Lake City( Area) Common Closing Cost for Buyers

When you buy a home you’ll have a variety of fees and expenses that you and the seller will have to pay at the time of closing.  Your lender must provide a good faith estimate of all settlement costs.  The title company will also have fees to consider:

  • Down payment
  • Loan origination
  • Points or loan discount fees, which you pay to receive a lower interest rate
  • Home Inspection
  • Appraisal
  • Credit Report
  • Private mortgage insurance premium
  • Insurance escrow for homeowners insurance, if being paid as part of the mortgage
  • Property tax escrow, if being paid as part of the mortgage.  Lenders keep funds for taxes and insurance in the escrow accounts as they are paid with the mortgage, then pay the insurance or taxes for you.
  • Deed recording
  • Title Insurance Policy Premiums
  • Land Survey
  • Notary Fees
  • Prorations for your share of costs, such as a utility bills and property taxes

A note about prorations:  Because such costs are usually paid on either a monthly or yearly basis, you might have to pay a bill for services used by the sellers before they moved.  Proration is a way for the sellers to pay you back or for you to pay them for bills they may have paid in advance.

Buying a home in Salt Lake? What to expect so you can become a Future HomeOwner!

Hello Future HomeOwner!  When buying a home, especially for the first time you will have many questions about the process.  Below is a general guideline of what to expect and how the process works.  The following list will give you an idea of the timeline involved with buying a home.

1. Select your agent and sign a Buyer Agreement allowing your agent to work for you.  It is required in Utah to have a Buyer Agreement in place along with Buyer Due Diligence forms.  The forms allow me to search and inquire about all types of homes for sale or not yet for sale across Utah.  As a buyer it cost you nothing to have an agent work for you and represent you.  Buyers are asked to let me know if they see a home for sale that they are interested in whether its listed by an agent, bank, for sale by owner, or new construction.  For new construction homes, you will need to have me present everytime you go into a new construction site, model or open house.  New Construction sites will have it posted that if your agent is not present when you see the model, then your agent can not represent you. (they do this for various reasons)  You have the right to be represented and you should be represented.  You are making one of the biggest purchases of your life.  The sellers agent has been hired by the seller to sell his home not look out for you, the buyer.

 

2. Lender:  This is huge! you need a lender that is full time, knowledgeable and licensed. If you need names, let me know.  Your lender will take a look at your whole financial picture, your goals , what your current needs are and what has happened in the past.  They will make sure you have the funds, credit and ability to purchase a home/condo/townhome.  Underwriters will look closely at all the factors.  Meeting with your lender before you start looking into homes will ensure you that you are at the correct price point and are able to purchase the home/townhome/condo you have fallen in love with.   Credit, debt and your financial history is a huge factor.

3.  Once your lender has given you a preapproval (the thumbs up) we are ready to start searching for homes.  Once a home is found please be ready to act on it.  Utah has a lot of homes for sale, but the good ones always go under contract very fast, often with multiple offers.  While writing up an offer, you will be asked to offer an earnest money deposit anywhere from $500 to 1% of the purchase price. (New construction will want more money down, often non refundable)  This is called your Earnest Money deposit.  It shows the sellers that you are serious about the home.  The earnest money goes towards your closing cost at the end of the transaction.

4. Once a contract is agreed upon, you lender and agent get very very busy.  We watch all the contractual deadlines, home inspection is ordered (buyer cost $300-$500)  An appraisal is ordered (buyer cost $300-$500)  Both cost depend on location and size of home.  These cost are in addition to the earnest money deposit.

5.  Once the home inspection and appraisal have been completed, negotiated and approved the lender submits your loan.  This may take 2-4 weeks depending on what type of loan you are purchasing.  Just as a reminder your credit report will be pulled and reviewed before you purchase the home and also the day you close on your home.  DO NOT make any major purchases, DO NOT open any new store cards, credit cards or credit lines, DO NOT swap around balances, DO NOT quit your job, DO NOT switch jobs, DO NOT file for divorce, bankruptcy  DO NOT shop for a car, truck, atv, trailers etc.(they will pull your credit) DO NOT overdraft on your checking accounts, keep money in your checking account at all times.  Not following these simple rules will jeopardize your chance for purchasing your home, you may end up losing the home and your earnest monies.

6.  Last but  not least we go to the title company and close the loan.  Once both sides, the sellers and buyers sign the documents  it usually takes 24 to 72 hours to fund and record the loan.  Once the loan is funded, possession can take place anywhere from 24-72 hours from that point.

7.  My job is to make this as hassle and drama free as possible while achieving your goals.  Its a fun process.  Just kick back, enjoy and find your dream home.  I’ll do the rest for you.

 

Relocating to Utah? Be prepared for multiple offers

Relocating to Utah? Be prepared for multiple offers.  No longer is it a buyers market.  I really believe the buyers market went away a couple months ago.  Every home my various buyers are serious about goes under contract fast and often with multiple offers.  If the banks are holding back shadow inventory, now might be a good time to slowly start releasing their inventory.

Its amazing how we went from no offers and homes sitting for sale for a year to the same home over the past month now having multiple offers on it.  Sellers, please don’t get greedy on what you request the buyers to do in order to purchase your home.  I recently showed a home that my buyer liked until we read the request sent to me by the agent stating the home owners requests… (short sale scenario by the way) home owner is taking absolutely all the light fixtures, plumbing fixtures, appliances etc… but hey we can put together a separate bid for those items if we want outside of the transaction and that will determine whose offer goes to the bank………..hmmmm interesting… oh ya, we were suppose to pay their attorney fees for their recent divorce too?  Not sure how this will pass FHA inspections and underwritter guidelines…

I recently spoke to a buyer who I just met and they were bragging how they over bid the property by 20,000 dollars.  Their goal was to secure the bid and when it doesn’t appraise, they would deal with it then.

 

Anyways, Sellers stay focused and buyers be prepared.  Its still  a great time to buy a home in Salt Lake County but you need to be working with a lender/loan officer first.  Get your financial ducks in a row, then I can help you with your home search and the contractual part of your home buying experience.

Spring has sprung and the tide has turned…..  Good luck to all…..

Moving Checklist For Sellers

Moving Checklist For Sellers.  Moving can be hectic everyone and anyone who has ever moved knows the challenges you face.  Every time you move there are new hurdles to overcome.  Below is a general list of reminders to help you through the process.

 

  • Provide the post office with your forwarding address two to four weeks ahead of the move
  • Notify your credit card companies, magazine subscriptions, and bank of your change of address
  • Create a list of friends, relatives and business colleagues who need to be notified about your move
  • Arrange to disconnect utilities and have them connected at your new home
  • Cancel the newspaper, or change the address so it will arrive at your new  home
  • Check insurance coverage for the items you’re moving.  Usually movers only cover what they pack
  • Clean out appliances and prepare them for moving or for staying
  • Note the weight of the goods you’ll have moved.  Watch for movers who add excessive padding to add weight
  • Check with your condo about any restrictions on using the elevator or particular exits for moving
  • Have a keep with me, or a open first box with the things you’ll need most, such as toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils, paper, snacks, daily essential

Plus, if you’re moving out of town be sure to:

  • Get copies of your medical and dental records and prescriptions for your family.  If possible refill all prescriptions before you go so you don’t have to worry about it immediately when you move
  • Get copies of your children’s school records for transfer
  • Arrange for your pets travel needs
  • Let a friend or relative know your route
  • Empty your safety deposit box

My Service Pledge

My Service Pledge

Here are some of my service pledges:

I will DEDICATE myself to making the process of buying/selling your home as easy and drama free as possible.

I will VALUE and RESPECT your time, being efficient and effective

I will UNDERSTAND your needs and respond quickly

I will provide WEEKLY progress reports throughout the process

I will CONTINUALLY work on marketing your home or searching for homes for you

I will ASSIST you with any needs that may arise throughout the process

I will be KIND, UNDERSTANDING, KNOWLEDGEABLE, FLEXIBLE, RESOURCEFUL and APPROACHABLE

I will be AVAILABLE for any questions/concerns you may have

I view my role as a consultant, your local real estate expert. I am here to educate and advise you through the whole process.

ksl.com – Now may be the perfect time to buy a home

ksl.com – Now may be the perfect time to buy a home.

 

 

Don’t keep waiting people! If you are at all interested in buying a home call me and lets get going before the market turns into a sellers market and the bidding wars start.

Before you go FSBO

Before you go FSBO in Salt Lake County, give me a call. I can meet, match and exceed what others are offering.
801.580.5624